Selling your property? See exactly how much you’ll pocket after the negotiation margin, agent commission, legal fees, capital gains tax, and any outstanding mortgage. Adjust the sliders to model different scenarios, and add your purchase price for an accurate capital gains estimate.
The five line items that move money between “list price” and “cash in your pocket.”
The gap between your list price and the actual sale price. In the DR, buyers almost always negotiate — the default 5% reflects a typical, well-priced listing. Properties priced aggressively may close at list; properties that sit on market for months often close 8–12% under. Modeling this margin upfront gives you a realistic net-proceeds number instead of an inflated one based on the listing price.
Paid to the listing agent (and split with a buyer’s agent if there is one) from the sale proceeds at closing. The DR market norm is 5–7%, with luxury and beachfront properties sometimes negotiating to 4–5%. The commission is calculated on the final sale price, not the list price. Always confirm the commission structure in writing in your listing agreement before signing.
Your attorney reviews the buyer’s purchase contract, manages the closing documents, and ensures the deed transfer is correctly registered. Unlike the buyer, the seller’s legal work is lighter, so fees are typically a flat ~1% of the final sale price (sometimes a fixed dollar amount for higher-priced sales).
The Dominican Republic taxes capital gains at a flat 27% of the profit on resale. Profit is calculated as: final sale price − original purchase price − selling costs (commission, legal). CONFOTUR-certified properties are generally exempt during the exemption period (typically 15 years). This calculator does not deduct improvements/renovations — DGII requires notarized invoices that most sellers don’t retain, so the conservative estimate is more realistic. The DGII annual inflation adjustment on your cost basis may further reduce the actual tax; confirm with an accountant.
If you have a mortgage on the property, the remaining balance (principal + accrued interest + any prepayment penalty) is paid off directly from the sale proceeds at closing. The bank then releases the lien on the title, allowing the transfer to proceed. Request a current payoff statement from your lender 2–4 weeks before closing.
Costs not included in this calculator: prorated IPI property tax owed through closing, HOA dues and transfer certificate fees, currency exchange / international wire fees if repatriating funds, and document preparation fees. Together these typically add 0.5–2% depending on your situation. Speak to a local agent or attorney for a complete picture.
Now that you know what you’ll walk away with, the next step is choosing the right agent. Our directory lists vetted Samaná agencies who can refine the asking price and bring qualified buyers to your property.
Browse Local Agencies →Explore our other DR-specific calculators for a complete investment picture.
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In the Dominican Republic, buyers almost always negotiate. The gap between asking price and final sale price typically runs 3–8% (default 5%), depending on how long the property has been on market, how motivated the seller is, and the broader market temperature. Properties priced aggressively from the start may sell at or near list; properties that sit for months often close 8–12% under. Modeling this margin upfront gives you a realistic net-proceeds number instead of one based on an asking price you may not actually achieve.
For most sellers the three biggest line items are the agent commission (typically 5–7% of the final sale price), the seller's attorney fee (~1%), and capital gains tax (27% of the profit). Outstanding mortgage balance and HOA arrears are settled at closing too. Unlike the buyer side, the seller does not pay the 3% transfer tax — that is the buyer's responsibility under DR law.
Standard real estate commission in the Dominican Republic ranges from 5% to 7% of the final sale price (not the list price), sometimes split between a listing agent and a buyer's agent. Higher-end properties in Samaná and luxury beachfront sometimes negotiate down to 4–5%, while smaller properties or harder-to-sell inland listings can carry 7–8%. The commission is paid at closing from the sale proceeds.
The Dominican Republic taxes capital gains at 27% of the profit, calculated as: final sale price − original purchase price − selling costs (commission, legal fees). The DGII publishes an annual inflation adjustment factor that can be applied to the acquisition cost to reduce your taxable gain — this calculator uses the simple formula without indexation, so your actual tax may be lower. Always work with a DR accountant before closing.
In theory, documented capital improvements (renovations, additions, kitchen rebuilds, etc.) can reduce your taxable gain. In practice, very few sellers retain the legal invoices, supplier receipts, and notarized documentation that DGII requires to accept these deductions. This calculator does NOT subtract improvements from the taxable gain — the result is conservative (higher tax estimate). If you do have complete, notarized documentation for major improvements, your actual tax bill may be lower; work with your accountant.
CONFOTUR (Law 158-01) grants broad tax exemptions to certified tourism properties, generally including capital gains tax during the exemption period (typically 15 years). Whether your specific sale qualifies depends on the resolution scope, your role (original buyer vs. resale), and remaining exemption time. Toggle the CONFOTUR option in the calculator to see the no-tax scenario, but always verify with your attorney before closing.
Your remaining mortgage balance is paid off directly from the sale proceeds at closing — it does not affect the agent commission, legal fees, or capital gains calculation (those are based on the final sale price). Enter your current payoff balance (principal plus any accrued interest and prepayment penalties) in the mortgage field to see the true cash you'll walk away with.
This calculator covers the four core seller costs (negotiation margin, commission, legal, capital gains) plus optional mortgage payoff. It does not yet include: prorated IPI property tax owed through closing date, HOA dues / transfer certificate fees, currency exchange or international wire fees if repatriating funds, and document preparation fees. Together these typically add 0.5–2% depending on your situation. Speak to a local agent or attorney for a complete picture.
In the Dominican Republic, the 3% Impuesto de Transferencia is a buyer-side closing cost paid to DGII upon registering the new title. The seller has no obligation to pay it. This is the opposite of many other countries — make sure your sale agreement clearly assigns this cost to the buyer to avoid disputes at closing.
This calculator provides estimates for informational purposes only and does not constitute legal, tax, or financial advice. The capital gains formula is simplified and does not apply the DGII inflation indexation that may reduce your actual tax. CONFOTUR exemption depends on your specific certificate and role in the transaction. Always consult a licensed Dominican attorney and accountant before closing.
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