Stage 3 · Financial · Mortgage broker
José Antonio Quiñones
Ex-PR mortgage institution president, multi-city
Languages
ES · EN
Serves
Santo Domingo · Las Terrenas · Punta Cana
About
Broker was president of major mortgage institution in Puerto Rico (1994-2002). Operates across SD, Punta Cana, LT, Miami, NYC.
Mortgage brokerSpanish · English
Why a local lender matters at this stageMost foreign buyers pay cash, but Dominican banks do offer USD mortgages to qualified buyers (typically 50-70% LTV at 7-14% annual). Understanding your financing options and tax obligations — including CONFOTUR exemptions — can save you tens of thousands of dollars.Financing Calculator →
Questions to ask before engaging
Good lenders and advisors answer all five without flinching.
01Do you offer USD-denominated mortgages to foreign nationals?
02What is the maximum LTV ratio, interest rate, and term available?
03What documentation do I need to provide (proof of income, credit history, etc.)?
04How long does the approval process typically take?
05Can you explain the annual property tax (IPI) obligations and any CONFOTUR exemptions?
Before you sign anything
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